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Find the Best Personal Loans in Milwaukee, WI

Personal loans offer money to spend how you want and the ability to pay it back over time. It’s important to borrow from a lender that has an easy application process, fair rates and fees and flexible repayment options. We researched the best personal loans in Milwaukee to get you cash quickly.

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Compare Top Personal Loans

Accredited Partner
Best Egg
Overall satisfaction rating
  • Won't impact your credit score
  • Funds as fast as 1 business day
  • Available in Milwaukee
  • No prepayment penalties

Apply With Us Today!

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Accredited Partner
NetCredit
Overall satisfaction rating
  • Available in Milwaukee
  • Personal loans $1,000 - $10,000
  • No collateral required
  • See how much you qualify for, won't affect credit score

NetCredit is a personal loan company offering loans up to $10,000. The company is a subsidiary of Enova International, Inc. Net Credit has a creative My RightFit ToolTM to help consumers customize their loan amount and repayment terms.

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OneMain Financial
  • Same-day money
  • Multiple local branches
  • No prepayment fees
  • Fixed terms
Location
4869 S. 27th St.
Greenfield, WI 53221
(414) 281-4747
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AmeriCash Loans
  • Approval in minutes
  • Express application for returning customers
  • Available nationwide
  • Apply online
Location
9228 W. Capitol Dr.
Milwaukee, WI 53222
(414) 462-0770
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Heights Finance Corporation
  • M-F: 8:30am - 5:30pm
  • Closed Sat and Sun
  • heightsfinance.com
Location
3829 S. 108th St.
Greenfield, WI 53228
(414) 327-1401
Flexible Finance Loan Center
  • M-F: 9am - 6pm
  • Sat: 9am - 1pm
  • Closed Sun
  • flexiblefinanceloans.com
Location
4750 N. 76th St.
Milwaukee, WI 53218
(414) 312-8205
BMO Harris Bank
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • bmoharris.com
Location
414 W. National Ave.
Milwaukee, WI 53204
(414) 649-2929
Summit Credit Union
  • M-F: 8am - 5pm
  • Closed Sat and Sun
  • summitcreditunion.com
Location
5000 W. National Ave., Room B0431
Milwaukee, WI 53295
(608) 243-5000
U.S. Bank
  • M-F: 8am - 5pm
  • Closed Sat and Sun
  • usbank.com
Location
777 E. Wisconsin Ave.
Milwaukee, WI 53202
(414) 765-4055

How to choose a personal loan company in Milwaukee

Milwaukee Skyline

Milwaukeeans use personal loans to pay bills, consolidate debt, renovate a home, fund a wedding or funeral or take a vacation. In addition to their flexibility, personal loans are easy to apply for, often have lower interest rates than credit cards and allow you to choose a manageable repayment plan.

There are different types of personal loans in Milwaukee:

  • Secured loans are backed by collateral, like the borrower’s car or home.
  • Unsecured loans are not backed by collateral.
  • Fixed-rate loans have a constant interest rate throughout the term.
  • Variable-rate loans have an interest rate subject to change.
  • Debt consolidation loans combine bills into one monthly payment.
  • Payday loans are short-term, high-interest advances on paychecks.
  • Co-sign loans are guaranteed by another borrower.
  • Personal lines of credit provide money on an as-needed basis.

Lenders determine the conditions of a personal loan, including how much money you get, the rates and the term length, based in large part on your credit score. Before you apply, check your credit report for free and make sure it’s accurate.

Apply at different lenders to get the best loan possible. Be prepared to show personal identification like your ID and Social Security number and proof of income and address.

Before signing for a personal loan in Milwaukee, make sure you read and understand the terms and conditions of the loan, including the total cost, which includes not just principal and interest, but any application or origination fees and charges for prepayment or late payment. Once you agree, the lender will disburse the funds for your personal use.

Personal Loans Reviews

Accredited Partner

Best Egg

Best Egg is an online lender providing up to $35,000 for qualified borrowers. Money is available in just one business day after you fill out a simple online application. Select from different loan terms to pay off your loan faster or make your fixed monthly payments more manageable. Personal loans from Best Egg have no prepayment penalty and can be used for many purposes. Reviewers say approval is quick, and they love the customer service.

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Accredited Partner

NetCredit

NetCredit is an online lender providing personal loans up to $10,000. Check your eligibility without negatively affecting your credit score, then use the My RightFit Tool to see personalized loan options. Funds are available as soon as the next business day. NetCredit’s ClearCost for Me promise means the company makes sure borrowers understand all costs associated with the loan. Many customers give five-star reviews after borrowing from NetCredit.

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OneMain Financial

OneMain Financial, a trusted lender for over 100 years, offers personal loans from $1,500 to $30,000. Complete an online application and, if approved, visit a Milwaukee branch to meet with a loan specialist and go over loan details. Same-day funds are available if you’re approved by noon. Customers say getting a personal loan from OneMain Financial is hassle-free.

OneMain Financial

AmeriCash Loans

Milwaukee residents can get up to $2,500 and 12-month terms from AmeriCash Loans, which has several locations in the area. Apply online or in store and be approved even if you have less-than-perfect credit. AmeriCash Loans allows borrowers to repay early with no prepayment penalty and earn cash rewards by referring the company to friends, family and co-workers. Customers say staff are professional and helpful.

AmeriCash Loans